Our Philosophy |
| Company Mission |
| The mission of Barron Financial Group is to help our clients achieve their financial goals. Each client has unique needs, circumstances and concerns about their future. We listen, evaluate and create individualized solutions for our clients with objectivity and high ethical standards. |
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| Our Business Philosophy |
| At Barron Financial Group, LLP our philosophy is one of independence, objectivity and providing the best possible financial advice to our clients. We have chosen to be an independent financial advisor to avoid association with company specific products or concepts…we choose what we feel is best based on our own analysis and experience. As a Registered Investment Advisor firm, we have a fiduciary responsibility to put our clients’ best interests first. |
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| Our Portfolio Management Philosophy |
Economist and professional investor Benjamin Graham, a.k.a. the “Dean of Wall Street”, once said;
“The essence of investment management is the management of risks, not the management of returns.”
We couldn’t agree more. We believe an investment portfolio suffers more from a single significant loss than from missing smaller, short-term gains. With that in mind we build portfolios using Asset Allocation. Asset allocation is a portfolio design method using multiple asset classes to diversify risk, market correlation and return potential.
In our opinion, this disciplined approach is far more prudent than the frequent trading of individual securities. However, asset classes can become over or under valued. For this reason we use a Dynamic Asset Allocation methodology based on our own proprietary economic modeling and asset allocation tools. We shift asset allocation in response to these valuation conditions. The rebalancing frequency is dependent on overall market conditions and varies with our economic forecasts. |
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| Our Financial Planning Philosophy |
| From retirement planning to estate planning, we believe offering financial advice is a lifelong process that is best managed over time. While we have the capability to create a full-blown, in-depth financial plan, we rarely do so. We feel these long, and expensive plans are difficult to understand and implement due to the extensive action list normally generated. Additionally, these plans can become outdated quickly, which requires updating and additional expense. We prefer to analyze a specific area of financial stress and quickly implement appropriate solutions. Then move on to the next area of concern. We believe the process should be more about action today than trying to predict and resolve potential problems twenty years into the future. This is a consultative approach between financial planner and client that we feel is more cost-effective and manageable. |
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