Our Philosophy |
| Our Business Philosophy |
| At Barron Financial Group, LLP our philosophy is one of independence, objectivity and providing the best possible service to our clients. We have chosen to be an independent advisor to avoid association with company specific products or concepts…we choose the strategy we feel is best based on our own analysis. By becoming an Investment Advisor, Registered with the State of Connecticut Department of Banking, we are held to the fiduciary responsibility of putting our clients best interests first. |
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| Our Investment Philosophy |
Economist and professional investor Benjamin Graham, a.k.a. the “Dean of Wall Street”, once said;
“The essence of investment management is the management of risks, not the management of returns.”
We couldn’t agree more. We believe a portfolio suffers more from a single significant loss than from missing a single significant gain. With that in mind we build portfolios using Asset Allocation. Asset allocation is a portfolio design method using multiple asset classes to diversify risk, market correlation and returns.
In our opinion, this disciplined approach is far more prudent than the frequent trading of individual securities. However, asset classes can become over or under valued. Using our own proprietary economic modeling and portfolio allocation process, we shift asset allocations in response to these valuation conditions. The rebalancing frequency is dependent on the overall market conditions and will vary with our economic forecasts. |
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| Our Financial Planning Philosophy |
| We believe financial planning is a lifelong process that is best managed over time. While we have the capability to create full-blown, in-depth financial plans, we rarely do so. We feel these long, and expensive plans are difficult to implement due to the extensive action list normally recommended. Additionally, these plans can become outdated quickly, which requires updating and additional expense. Generally, we suggest analyzing a specific area of financial concern and implementing appropriate solutions. Then move on to the next area of concern if one exists. This is a consultative approach that we feel is more cost-effective and manageable. |
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